What Bad Credit Really Means

December 20, 2018 BY AFFCU in
By Tracy Scott Financial goals of early retirement, extended cruise vacations, or simply paying for your child’s college education can be just out of reach when you have bad credit. Funds that would otherwise be used to pay for what matters most are eaten up by high-interest rates that feel like punishment for prior credit slip-ups. Worst case, credit denials prevent you from purchasing a home, driving a new car [...]   Read More >

10 Painless Holiday Spending Tips That Work

September 12, 2018 BY AFFCU in
By Tracy Scott Fall Into Reality With These End of Year Budgeting Tips And Strategies  The long, hot days of summer are coming to an end and fall is just around the corner. Along with it are the realities of the financial costs of summer vacations, amusement parks, kid’s activities and hosting BBQs for family and friends that created priceless memories. Lazy summer days meant relaxing your wallet and having [...]   Read More >

Improve Your Financial Well Being with Our New Partnership!

July 11, 2018 BY AFFCU in
Today, we're excited and proud to announce that Atlantic Financial FCU has partnered with KOFE to help you stay financially fit! KOFE provides you and your family with resources and tools to improve your financial wellness. There are great resources and information for all no matter what your current financial situation or knowledge level may be. This is all accessible through our Financial Wellness portal, where you'll find educational information on a [...]   Read More >

How to Fund An Emergency

April 27, 2018 BY AFFCU in
How to Handle a Financial Crisis Without an Emergency Fund You’ve been hit with a financial emergency and don't know how to pay for it. This is an unfortunate problem faced by many of us. If you have an emergency fund, that’s your answer. If not, you may be wondering what what to do next. Luckily there are several options to consider for funding a financial emergency. Funding a Financial [...]   Read More >

Building a Savings Account on a Budget

March 16, 2018 BY AFFCU in
Building a Savings Account on a Budget One of the most important steps to financial freedom is establishing and building a savings account. How to Grow Savings on a Budget It’s always advantageous to have a savings account to pull money from instead of turning to a credit card when there is an emergency. But, how do you grow a savings account when you are already on a limited budget? [...]   Read More >
talking money with partner

Discussing Finances In A Relationship

March 2, 2018 BY AFFCU in
What happens when you and your partner have different approaches toward money? It's a common scenario. One partner seemingly knows where every earned dollar goes, while the other is a carefree spirit who thrives on spontaneous decisions and purchases. One partner loves fine dining and thinks nothing of blowing $200 on haute cuisine, while the other is happy with pizza and would rather spend that money on another pair of [...]   Read More >