Brighten Your Holidays Despite a Tight Budget

October 29, 2019 BY AFFCU in
Sharing stories over a holiday meal is one of your family’s favorite pastimes. It doesn’t matter that every year, like clockwork, a televised football game steals the attention of several family members just as Aunt Edna begins one of her favorite childhood tales. These moments are special and never fail to create cherished, lighthearted holiday memories. It’s the expenses associated with the holiday that can put a damper on festivities. [...]   Read More >

Fall Financial Check-Up, Free Financial Help

September 13, 2019 BY AFFCU in
By: Kira Bushman Fall is the right time to review your finances and budget before the winter holidays. September 23rd is the last day of summer. Along with the changing weather, your finances also go through seasonal changes. Before we head into the most expensive shopping season of the year with the winter holidays, fall is the right time to review your finances. It gives you ample time to prepare [...]   Read More >

Financial “I Dos” for Newlyweds

August 26, 2019 BY AFFCU in
By Tracy Scott When you announced “I do,” did you realize you also said yes to your partner’s financial habits? For better or for worse, their money smarts are now part of your current fiscal reality. The wonderful news is that regardless of you or your spouse’s history with money, the two of you can create a beautiful financial future together. Becoming one means both of you now share financial [...]   Read More >

Stress Less This School Year

August 23, 2019 BY AFFCU in
By Tracy Scott The transition from lazy summer days with relaxed rules to early mornings and strict weekday routines have been described by some as chaotic. Mile-long drop-off lines, numerous fees for extracurricular activities, challenging homework assignments, and an ever-increasing “To Do” lists are just a few reasons parents and kids find themselves stressed each fall. The demands on time and finances can cause even the most yoga-minded individuals to [...]   Read More >

Should You Renew Your Lease or Buy a House?

July 31, 2019 BY AFFCU in
By Tracy Scott Your lease is due to expire soon. As you stare at the Expiration of Lease Notice, you realize that the decision isn’t as easy as it was this time last year. Should you renew the lease, continue on a month-to-month basis, or consider your other options? Like many Americans, you’re considering your housing alternatives. Renewing a lease is the path of least resistance, but is it still [...]   Read More >

Take These 3 Financial Steps Before Starting Your First Summer Job

June 24, 2019 BY AFFCU in
By Tracy Scott The words “You’re hired!” are on mental autorepeat. You still can’t believe it. Next week you start your first summer job. Over the next several months, your life will change in ways you’d never imagined. Yes, it’s true. Your first job can open the financial doors many young adults have dreamt about since the beginning of high school. A steady paycheck can give you the freedom to [...]   Read More >

5 Money Management Tips for Recent Grads

June 21, 2019 BY AFFCU in
By Tracy Scott As a recent graduate, you’re at a crossroads, both personally and financially. Decisions made today can affect the rest of your life. Questions such as: Do I really want or need to go to college or graduate school? Is it better for me to take a gap year instead of moving across the country right now for college? I just landed my first full-time job, so why [...]   Read More >

Savings Accounts: 6 That Bring You Closer to Your Financial Goals

May 27, 2019 BY AFFCU in
By Tracy Scott Consistency is the key to results. This is true whether you’re referring to fitness or finances. To achieve your financial goals, you’ll need to commit to saving money regularly. Whether you’re looking to save for a down payment on your first home, a Mediterranean cruise, or a destination wedding, you want to obtain the best return on your savings deposits. Atlantic Financial Federal Credit Union (AFFCU) offers [...]   Read More >

Summer Fun Without Breaking the Bank

By Tracy Scott The year started strong. You not only paid off your car loan, you even set aside money for a cross-country summer vacation with the family. But unexpected expenses depleted your summer savings account and put a stop to your dreams of a family road trip. Don’t despair. Summer fun is still possible with limited cash. Being low on funds doesn’t mean you have to nix your summer [...]   Read More >

Home Improvement Ideas with the Best Returns

April 18, 2019 BY AFFCU in
By Tracy Scott If you’re entertaining the idea of remodeling or updating your home, then you’re in good company. The 2018 Zillow Group Housing Trends Report found that 60 percent of homeowners felt their homes could use updating in a few areas. But, it’s not easy trying to figure out which projects will have a lasting value especially since you’ll want some assurance of the potential rate of return before [...]   Read More >