reasons to have a checking account

Reasons To Have a Checking Account In Baltimore

June 9, 2019 BY AFFCU in
Living a cash-based lifestyle has some perks, but the reasons to have a checking account in Baltimore greatly outweigh any of the benefits. Society as a whole has become more debit card friendly and focused. If you don’t have a checking account, you are missing out on some of the related conveniences such as keeping your money protected, paying bills online, and having a way to easily track your spending. [...]   Read More >
types of checking account

The Different Types Of Checking Accounts [Comparison]

June 9, 2019 BY AFFCU in
Looking to open a checking account? Before doing so, it's important to understand your options. Different types of checking accounts offer different advantages and benefits and deciding which one is best for you requires careful consideration before you apply. Overview Of Various Types Of Checking Accounts Here's a quick comparison of eight of the most common types of checking accounts. Standard Checking Accounts As the name implies, this is the [...]   Read More >

Savings Accounts: 6 That Bring You Closer to Your Financial Goals

May 27, 2019 BY AFFCU in
By Tracy Scott Consistency is the key to results. This is true whether you’re referring to fitness or finances. To achieve your financial goals, you’ll need to commit to saving money regularly. Whether you’re looking to save for a down payment on your first home, a Mediterranean cruise, or a destination wedding, you want to obtain the best return on your savings deposits. Atlantic Financial Federal Credit Union (AFFCU) offers [...]   Read More >

Summer Fun Without Breaking the Bank

By Tracy Scott The year started strong. You not only paid off your car loan, you even set aside money for a cross-country summer vacation with the family. But unexpected expenses depleted your summer savings account and put a stop to your dreams of a family road trip. Don’t despair. Summer fun is still possible with limited cash. Being low on funds doesn’t mean you have to nix your summer [...]   Read More >
different types of home loans

The 6 Types Of Home Loans – Which Is Right For You?

May 8, 2019 BY AFFCU in
Different families have different needs, but when it comes to buying a home, most people need some form of financing. The options you’ll find are nearly as varied as family situations are, and each one offers its own advantages. Different Types Of Home Loans Here, we’ll introduce six different types of home loans you’ll find and discuss how to determine which is best for you. 1. Conventional Fixed-Rate Mortgage The [...]   Read More >
Fireworks Night Logo

AFFCU Sponsors Orioles Fireworks Night – June 28, 2019

May 2, 2019 BY AFFCU in
Join AFFCU for fireworks night with the Orioles. AFFCU, in collaboration with our fellow Maryland Credit Unions, is sponsoring fireworks night at Oriole Park at Camden Yards. Join us to cheer on the birds, catch a great fireworks show, and display your AFFCU pride. Credit Union Night Discounted Member Tickets Friday, June 28th at 7:05 p.m. vs. Cleveland Indians Friday Fireworks (postgame) presented by Maryland Credit Unions Lower Box Sections [...]   Read More >

Home Improvement Ideas with the Best Returns

April 18, 2019 BY AFFCU in
By Tracy Scott If you’re entertaining the idea of remodeling or updating your home, then you’re in good company. The 2018 Zillow Group Housing Trends Report found that 60 percent of homeowners felt their homes could use updating in a few areas. But, it’s not easy trying to figure out which projects will have a lasting value especially since you’ll want some assurance of the potential rate of return before [...]   Read More >

How to Avoid 5 Mistakes of First-Time Homebuyers

April 16, 2019 BY AFFCU in
By Tracy Scott You can’t wait for the weekend. Not because it’s a time to wind down from the work week but because it’s another opportunity to visit more model homes and open houses. Yes, you’ve caught the first-time homebuyer’s shopping bug. The selection in your area is endless, and with each new home you visit, the list of “must-haves” grows. It’s easy to get excited and fall in love [...]   Read More >

Managing Your Personal Records: What To Keep vs. Destroy

April 9, 2019 BY AFFCU in
With tax season wrapping up and your spring cleaning likely beginning, you may have the urge to purge paperwork, files and personal records. While it is tempting to get rid of all the files and clutter, it is best to keep some documents for the recommended records retention schedule. Here are some helpful tips for managing your secure financial and personal documents. And remember, review what you throw out. To [...]   Read More >
what checking account is best

What Checking Account Is Best? [Choosing The Right One For You!]

April 1, 2019 BY AFFCU in
Nowadays, people don’t really think much about which bank account will work best for them. It’s tempting (and completely natural) to open a checking account wherever is most convenient for you. However, not all checking accounts are equal. Some provide more benefits than others, and for larger banking chains, there are frequently hidden fees. When Deciding What Checking Account Is Best Beware That Not All Accounts Are Created Equal As [...]   Read More >