Fall Financial Check-Up, Free Financial Help

September 13, 2019 BY AFFCU in
By: Kira Bushman Fall is the right time to review your finances and budget before the winter holidays. September 23rd is the last day of summer. Along with the changing weather, your finances also go through seasonal changes. Before we head into the most expensive shopping season of the year with the winter holidays, fall is the right time to review your finances. It gives you ample time to prepare [...]   Read More >

Financial “I Dos” for Newlyweds

August 26, 2019 BY AFFCU in
By Tracy Scott When you announced “I do,” did you realize you also said yes to your partner’s financial habits? For better or for worse, their money smarts are now part of your current fiscal reality. The wonderful news is that regardless of you or your spouse’s history with money, the two of you can create a beautiful financial future together. Becoming one means both of you now share financial [...]   Read More >

Stress Less This School Year

August 23, 2019 BY AFFCU in
By Tracy Scott The transition from lazy summer days with relaxed rules to early mornings and strict weekday routines have been described by some as chaotic. Mile-long drop-off lines, numerous fees for extracurricular activities, challenging homework assignments, and an ever-increasing “To Do” lists are just a few reasons parents and kids find themselves stressed each fall. The demands on time and finances can cause even the most yoga-minded individuals to [...]   Read More >

Don’t Let These Common Auto Buying Myths Wreck Your Financial Goals

August 9, 2019 BY AFFCU in
By Tracy Scott Myths continue to circulate for a reason. There’s some truth in almost every single one. But, with auto buying myths, that small nugget of truth can create a blind spot which can wreak havoc with your finances. Paying too much for a vehicle can delay your plans of buying a new home, paying off other debt, or saving for college. The way you allocate your income will [...]   Read More >

Savings Accounts: 6 That Bring You Closer to Your Financial Goals

May 27, 2019 BY AFFCU in
By Tracy Scott Consistency is the key to results. This is true whether you’re referring to fitness or finances. To achieve your financial goals, you’ll need to commit to saving money regularly. Whether you’re looking to save for a down payment on your first home, a Mediterranean cruise, or a destination wedding, you want to obtain the best return on your savings deposits. Atlantic Financial Federal Credit Union (AFFCU) offers [...]   Read More >

Summer Fun Without Breaking the Bank

By Tracy Scott The year started strong. You not only paid off your car loan, you even set aside money for a cross-country summer vacation with the family. But unexpected expenses depleted your summer savings account and put a stop to your dreams of a family road trip. Don’t despair. Summer fun is still possible with limited cash. Being low on funds doesn’t mean you have to nix your summer [...]   Read More >

Home Improvement Ideas with the Best Returns

April 18, 2019 BY AFFCU in
By Tracy Scott If you’re entertaining the idea of remodeling or updating your home, then you’re in good company. The 2018 Zillow Group Housing Trends Report found that 60 percent of homeowners felt their homes could use updating in a few areas. But, it’s not easy trying to figure out which projects will have a lasting value especially since you’ll want some assurance of the potential rate of return before [...]   Read More >

How to Avoid 5 Mistakes of First-Time Homebuyers

April 16, 2019 BY AFFCU in
By Tracy Scott You can’t wait for the weekend. Not because it’s a time to wind down from the work week but because it’s another opportunity to visit more model homes and open houses. Yes, you’ve caught the first-time homebuyer’s shopping bug. The selection in your area is endless, and with each new home you visit, the list of “must-haves” grows. It’s easy to get excited and fall in love [...]   Read More >

Managing Your Personal Records: What To Keep vs. Destroy

April 9, 2019 BY AFFCU in
With tax season wrapping up and your spring cleaning likely beginning, you may have the urge to purge paperwork, files and personal records. While it is tempting to get rid of all the files and clutter, it is best to keep some documents for the recommended records retention schedule. Here are some helpful tips for managing your secure financial and personal documents. And remember, review what you throw out. To [...]   Read More >

4 Smart Ways to Spend Your Tax Refund

March 28, 2019 BY AFFCU in
By Tracy Scott Your tax refund check might be less than expected this year. As of early February 2019, the average federal tax refund is down 8.7% when compared to the prior tax year. Receiving less than expected might derail your plans for a vacation cruise, new television, or making another major purchase – at least for now. While these plans might need to take a backseat, that doesn’t mean [...]   Read More >

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