Should You Renew Your Lease or Buy a House?

July 31, 2019 BY AFFCU in
By Tracy Scott Your lease is due to expire soon. As you stare at the Expiration of Lease Notice, you realize that the decision isn’t as easy as it was this time last year. Should you renew the lease, continue on a month-to-month basis, or consider your other options? Like many Americans, you’re considering your housing alternatives. Renewing a lease is the path of least resistance, but is it still [...]   Read More >
different types of home loans

The 6 Types Of Home Loans – Which Is Right For You?

May 8, 2019 BY AFFCU in
Different families have different needs, but when it comes to buying a home, most people need some form of financing. The options you’ll find are nearly as varied as family situations are, and each one offers its own advantages. Different Types Of Home Loans Here, we’ll introduce six different types of home loans you’ll find and discuss how to determine which is best for you. 1. Conventional Fixed-Rate Mortgage The [...]   Read More >

Home Improvement Ideas with the Best Returns

April 18, 2019 BY AFFCU in
By Tracy Scott If you’re entertaining the idea of remodeling or updating your home, then you’re in good company. The 2018 Zillow Group Housing Trends Report found that 60 percent of homeowners felt their homes could use updating in a few areas. But, it’s not easy trying to figure out which projects will have a lasting value especially since you’ll want some assurance of the potential rate of return before [...]   Read More >

How to Avoid 5 Mistakes of First-Time Homebuyers

April 16, 2019 BY AFFCU in
By Tracy Scott You can’t wait for the weekend. Not because it’s a time to wind down from the work week but because it’s another opportunity to visit more model homes and open houses. Yes, you’ve caught the first-time homebuyer’s shopping bug. The selection in your area is endless, and with each new home you visit, the list of “must-haves” grows. It’s easy to get excited and fall in love [...]   Read More >

What to Do Before You Apply for a Home Mortgage

By Tracy Scott Homebuying season is fast approaching, and the idea of visiting model homes and open houses fills you with anticipation. But, before you step into your first design center or purchase your tour of homes ticket, learn how to shop smart for a new home. For some, saying goodbye to renting often begins with applying for a home mortgage – but should it? Despite its updated housing forecast, [...]   Read More >

The Best Cheap Home Improvement Projects

April 24, 2018 BY AFFCU in
What Are The Best Cheap Home Improvement Projects? Not only do home improvement projects add value to your home, they also help it meet your needs. If you would like to boost your home’s value, but you don’t want to spend a lot of money doing it, focus on cheap, yet effective projects. Home improvement projects don’t have to cost much, but can add a significant amount of value to [...]   Read More >

How To Sell Your Home Quickly

April 2, 2018 BY AFFCU in
Spring is in the air! Aside from the hum of lawnmowers, chime of the ice cream truck and pleasant sight of newly bloomed flowers, spring means the chance at a fresh start in a new home. If you're looking to sell your Baltimore, MD home and start over somewhere else, you likely want to see that sale happen sooner rather than later. After all, it isn't easy paying two mortgages [...]   Read More >