Don’t Let These Common Auto Buying Myths Wreck Your Financial Goals

August 9, 2019 BY AFFCU in
By Tracy Scott Myths continue to circulate for a reason. There’s some truth in almost every single one. But, with auto buying myths, that small nugget of truth can create a blind spot which can wreak havoc with your finances. Paying too much for a vehicle can delay your plans of buying a new home, paying off other debt, or saving for college. The way you allocate your income will [...]   Read More >
weighing the pros and cons of refinancing a car

What Are The Pros and Cons Of Refinancing Your Car?

October 2, 2018 BY AFFCU in
A car refinance is a big decision. For some people, it opens the door to new opportunities – paying a lower monthly payment or reducing the interest rate on the car overall. For others, it could provide a way to consolidate some debt. However, before you decide to refinance your vehicle, consider both the pros and cons of doing so. There are some drawbacks of a car refinance in some [...]   Read More >
best time to refinance your car

When Is The Best Time To Refinance A Car?

September 27, 2018 BY AFFCU in
Investing in a car loan provides an opportunity to obtain new loan terms for your vehicle. Many times, it can open the door for potential savings, or it can help you reduce how much you have to pay towards your debt. Factors Affecting When Is The Best Time To Refinance A Car In every situation, a car refinance should be a thoughtful decision based on numerous factors including your goals, [...]   Read More >
used car loan

9 Steps For Buying A Used Car

September 13, 2018 BY AFFCU in
Very few purchases are more associated with slimy salesmen and oblivious buyers than used car sales. It's almost a cliché: The used-car dealer's eyes glitter with dollar signs as he pats the clueless buyer on the back and watches him drive off the lot with a total lemon. But buying a previously owned vehicle can also be a great way to save big on one of your most valuable possessions. [...]   Read More >
man considering if it's worth refinancing his car

Is It Worth Refinancing Your Car?

September 8, 2018 BY AFFCU in
Making the decision to refinance your car could be difficult. Is it worth the time, effort, and money to do so? Refinancing can offer a number of advantages to individuals, but it can also be costly in some situations making it less ideal. Deciding Is It Worth Refinancing Your Car When deciding if it’s worth refinancing your car, the most important first step is to consider why you wish to [...]   Read More >