Guide To Opening Your First Checking Account

July 3, 2019 BY AFFCU in
Opening your first checking account is a big financial step. With so many options available, choosing the right one for your lifestyle and financial habits is essential. How To Choose Your First Checking Account In order to make a decision on which first checking account is best for you, consider a few factors that come into play, like account requirements, perks, features, accessibility, etc. Keep reading to find out about [...]   Read More >

Credit Score Basics

By Tracy Scott Understand The Credit Score Basics To Improve Your Financial Health. Can you explain the difference between a credit history report and a credit score in one sentence? When you’re new to credit, it's hard to keep credit terminology straight – let alone explain it to someone else. New credit users who understand the basics of credit scores can make smarter credit decisions which can positively affect their [...]   Read More >

How Do Car Loans Work?

October 25, 2018 BY AFFCU in
You’re ready to buy a new car. You’ve worked hard to get a down payment together. Your credit score is as high as you can get it. Now what? You may be tempted to head straight to the dealership to pick out a car. But, before you do that, it’s important to have a solid understanding of how car loans work. Understanding How Car Loans Work Car loans are available [...]   Read More >
used car loan

9 Steps For Buying A Used Car

September 13, 2018 BY AFFCU in
Very few purchases are more associated with slimy salesmen and oblivious buyers than used car sales. It's almost a cliché: The used-car dealer's eyes glitter with dollar signs as he pats the clueless buyer on the back and watches him drive off the lot with a total lemon. But buying a previously owned vehicle can also be a great way to save big on one of your most valuable possessions. [...]   Read More >
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What Happens When You Refinance A Car?

July 27, 2018 BY AFFCU in
An auto refinance can offer car owners attractive benefits, like a lower monthly payment or reduced cost of ownership. However, there are a few things you need to know about a car refinance. First, not all lenders offer this type of refinancing. Once you find one that does, you’ll need to go through several steps to make it possible. What is most important is to know what you want and [...]   Read More >
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How To Take Advantage Of An Auto Refinance

July 23, 2018 BY AFFCU in
An auto refinance can offer car owners attractive benefits, like a lower monthly payment or reduced cost of ownership. However, there are a few things you need to know about a car refinance. First, not all lenders offer auto refinancing. Once you find one that does, you’ll need to go through several steps to make it possible. What is most important is to know what you want and what to [...]   Read More >
auto refinance

7 Benefits of Refinancing an Auto Loan

June 29, 2018 BY AFFCU in
Refinancing an auto loan provides you the ability to make owning your vehicle a bit more affordable. Most cars and trucks have a significant amount of value regardless of age, so you may be able to take advantage of its value to secure a loan. Additionally, a secure loan like an auto refinance may be more affordable than other forms of credit. Sure, refinancing an auto loan means you pay [...]   Read More >
car loan refinance

Does Refinancing A Car Hurt My Credit?

February 19, 2018 BY AFFCU in
Many people could benefit from better auto loan terms, but is refinancing the best route to take? There is a great deal of confusion surrounding a car refinance. There are situations where refinancing offers numerous benefits, primarily when it reduces the overall cost of purchasing a vehicle. Anyone with an auto loan should consider the advantages of refinancing. However, before you invest in the process, take a closer look at [...]   Read More >
car loan refinance

5 Reasons to Refinance Your Car Loan

February 16, 2018 BY AFFCU in
Refinancing a car loan offers numerous benefits. Similar to real estate, interest rates on car loans can vary significantly due to your credit score, or even fluctuate based on market conditions. If you previously obtained an auto loan with a higher interest rate than you could get now, it may be time to consider a car refinance. When is the Best Time to Refinance a Car Loan? If you own [...]   Read More >