Blog search result for "home loan"



different types of home loans

The 6 Types Of Home Loans – Which Is Right For You?

May 8, 2019 BY AFFCU in
Different families have different needs, but when it comes to buying a home, most people need some form of financing. The options you’ll find are nearly as varied as family situations are, and each one offers its own advantages. Different Types Of Home Loans Here, we’ll introduce six different types of home loans you’ll find and discuss how to determine which is best for you. 1. Conventional Fixed-Rate Mortgage The [...]   Read More >

Home Improvement Ideas with the Best Returns

April 18, 2019 BY AFFCU in
By Tracy Scott If you’re entertaining the idea of remodeling or updating your home, then you’re in good company. The 2018 Zillow Group Housing Trends Report found that 60 percent of homeowners felt their homes could use updating in a few areas. But, it’s not easy trying to figure out which projects will have a lasting value especially since you’ll want some assurance of the potential rate of return before [...]   Read More >

How to Avoid 5 Mistakes of First-Time Homebuyers

April 16, 2019 BY AFFCU in
By Tracy Scott You can’t wait for the weekend. Not because it’s a time to wind down from the work week but because it’s another opportunity to visit more model homes and open houses. Yes, you’ve caught the first-time homebuyer’s shopping bug. The selection in your area is endless, and with each new home you visit, the list of “must-haves” grows. It’s easy to get excited and fall in love [...]   Read More >

What to Do Before You Apply for a Home Mortgage

By Tracy Scott Homebuying season is fast approaching, and the idea of visiting model homes and open houses fills you with anticipation. But, before you step into your first design center or purchase your tour of homes ticket, learn how to shop smart for a new home. For some, saying goodbye to renting often begins with applying for a home mortgage – but should it? Despite its updated housing forecast, [...]   Read More >

Why Use Personal Loans for Vacation

May 12, 2018 BY AFFCU in
Making wise financial decisions is always important, but you also need to allow yourself to occasionally indulge in a higher quality of life. Sometimes, it is alright to borrow money to enjoy those moments with the family or to get a break for your mental health. If you are considering a summer vacation, it is possible to obtain a personal loan to cover the expenses. Whether or not it is [...]   Read More >

The Best Cheap Home Improvement Projects

April 24, 2018 BY AFFCU in
What Are The Best Cheap Home Improvement Projects? Not only do home improvement projects add value to your home, they also help it meet your needs. If you would like to boost your home’s value, but you don’t want to spend a lot of money doing it, focus on cheap, yet effective projects. Home improvement projects don’t have to cost much, but can add a significant amount of value to [...]   Read More >

How To Sell Your Home Quickly

April 2, 2018 BY AFFCU in
Spring is in the air! Aside from the hum of lawnmowers, chime of the ice cream truck and pleasant sight of newly bloomed flowers, spring means the chance at a fresh start in a new home. If you're looking to sell your Baltimore, MD home and start over somewhere else, you likely want to see that sale happen sooner rather than later. After all, it isn't easy paying two mortgages [...]   Read More >
car loan refinance

5 Reasons to Refinance Your Car Loan

February 16, 2018 BY AFFCU in
Refinancing a car loan offers numerous benefits. Similar to real estate, interest rates on car loans can vary significantly due to your credit score, or even fluctuate based on market conditions. If you previously obtained an auto loan with a higher interest rate than you could get now, it may be time to consider a car refinance. When is the Best Time to Refinance a Car Loan? If you own [...]   Read More >

5 Money Management Tips for Recent Grads

June 21, 2019 BY AFFCU in
By Tracy Scott As a recent graduate, you’re at a crossroads, both personally and financially. Decisions made today can affect the rest of your life. Questions such as: Do I really want or need to go to college or graduate school? Is it better for me to take a gap year instead of moving across the country right now for college? I just landed my first full-time job, so why [...]   Read More >

How To Request and Read Your Credit Report

February 26, 2019 BY AFFCU in
By Tracy Scott When was the last time you checked your credit? The information in your credit report has a significant influence on your financial health. Good credit matters and incorrect information can prevent you from obtaining auto or home loan approvals, gaining access to certain services at the best rates with minimal fees, and can even influence whether you’re hired for certain jobs. In 2017, the Consumer Financial Protection [...]   Read More >

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