Why Use Personal Loans for Vacation

May 12, 2018 BY AFFCU in
Making wise financial decisions is always important, but you also need to allow yourself to occasionally indulge in a higher quality of life. Sometimes, it is alright to borrow money to enjoy those moments with the family or to get a break for your mental health. If you are considering a summer vacation, it is possible to obtain a personal loan to cover the expenses. Whether or not it is [...]   Read More >
Fireworks Night Logo

AFFCU Sponsors Orioles Fireworks Night

May 1, 2018 BY AFFCU in
AFFCU is proud to join with our fellow Maryland Credit Unions to sponsor fireworks night at Oriole Park at Camden Yards. Join us to cheer on the birds, catch a great fireworks show, and display your AFFCU pride. Credit Union Night Discounted Member Tickets Friday, June 29th at 7:05 p.m. vs. Los Angeles Angels Friday Fireworks (postgame) presented by Maryland Credit Unions Lower Box Sections 6-14, 60-64: $41* Left Field [...]   Read More >

How to Fund An Emergency

April 27, 2018 BY AFFCU in
How to Handle a Financial Crisis Without an Emergency Fund You’ve been hit with a financial emergency and don't know how to pay for it. This is an unfortunate problem faced by many of us. If you have an emergency fund, that’s your answer. If not, you may be wondering what what to do next. Luckily there are several options to consider for funding a financial emergency. Funding a Financial [...]   Read More >

The Best Cheap Home Improvement Projects

April 24, 2018 BY AFFCU in
What Are The Best Cheap Home Improvement Projects? Not only do home improvement projects add value to your home, they also help it meet your needs. If you would like to boost your home’s value, but you don’t want to spend a lot of money doing it, focus on cheap, yet effective projects. Home improvement projects don’t have to cost much, but can add a significant amount of value to [...]   Read More >

How To Sell Your Home Quickly

April 2, 2018 BY AFFCU in
Spring is in the air! Aside from the hum of lawnmowers, chime of the ice cream truck and pleasant sight of newly bloomed flowers, spring means the chance at a fresh start in a new home. If you're looking to sell your Baltimore, MD home and start over somewhere else, you likely want to see that sale happen sooner rather than later. After all, it isn't easy paying two mortgages [...]   Read More >

Building a Savings Account on a Budget

March 16, 2018 BY AFFCU in
Building a Savings Account on a Budget One of the most important steps to financial freedom is establishing and building a savings account. How to Grow Savings on a Budget It’s always advantageous to have a savings account to pull money from instead of turning to a credit card when there is an emergency. But, how do you grow a savings account when you are already on a limited budget? [...]   Read More >
talking money with partner

Discussing Finances In A Relationship

March 2, 2018 BY AFFCU in
What happens when you and your partner have different approaches toward money? It's a common scenario. One partner seemingly knows where every earned dollar goes, while the other is a carefree spirit who thrives on spontaneous decisions and purchases. One partner loves fine dining and thinks nothing of blowing $200 on haute cuisine, while the other is happy with pizza and would rather spend that money on another pair of [...]   Read More >
car loan refinance

Does Refinancing A Car Hurt My Credit?

February 19, 2018 BY AFFCU in
Many people could benefit from better auto loan terms, but is refinancing the best route to take? There is a great deal of confusion surrounding a car refinance. There are situations where refinancing offers numerous benefits, primarily when it reduces the overall cost of purchasing a vehicle. Anyone with an auto loan should consider the advantages of refinancing. However, before you invest in the process, take a closer look at [...]   Read More >
car loan refinance

5 Reasons to Refinance Your Car Loan

February 16, 2018 BY AFFCU in
Refinancing a car loan offers numerous benefits. Similar to real estate, interest rates on car loans can vary significantly due to your credit score, or even fluctuate based on market conditions. If you previously obtained an auto loan with a higher interest rate than you could get now, it may be time to consider a car refinance. When is the Best Time to Refinance a Car Loan? If you own [...]   Read More >

6 Tax Errors To Avoid when Preparing Your Taxes

February 9, 2018 BY AFFCU in
For every hardworking American, that time of year is upon us. Tax season is here! But don’t get ahead of yourself or you’ll be stressed before you even start. As those first forms start rolling in, stay organized. Collect documents until you have all necessary forms to get started. You’ll also want to decide if you will do your taxes yourself, or work with an accountant in Baltimore, MD. However you [...]   Read More >

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